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Live More Securely with the Accelerator Loan

No other mortgage product does more to lower costs and maximize the benefits of homeownership.

A Smarter Loan for your Home

Secured banking access to control your mortgage balance and manage your bills.

What Is It?
It is a 30-year HELOC with an integrated sweep-checking account. In other words, it combines your home financing and personal banking needs into one dynamic tool.

How Does It Work?
If you’re like most Americans, you probably earn more income in just 5 to 10 years than you owe on a mortgage. That volume of money far outweighs your housing debt. Why not put it to work to reduce your mortgage interest expense?

Because the Accelerator Loan comes with integrated banking, the flow of your income dollars and idle savings are ‘swept’ to the HELOC automatically and used to lower your loan’s daily balance. Monthly interest recomputes nightly based on your loan’s unpaid principal balance. Deposited cash left in the HELOC compounds interest savings and accelerates home pay-off.

What Can Be Accomplished?
Borrowers can save tens, if not hundreds of thousands of dollars in mortgage interest and own their home in half the time or less compared to a traditional loan. The best part is, funds that are deposited and used to pay down principal, as well as equity dollars, remain available for use without needing to refinance over thirty years.

Would you like to know how much faster you can pay off your mortgage?
Send us an email at to find out!


**Borrow Smart Mortgage, Inc. is not affiliated with or acting on behalf of or at the direction of FHA, VA, USDA or the Federal Government.

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